At A and N, we make that choice every day to learn, to evolve, and to let go of what no longer serves our mission.
Our culture is built on perspective and purpose. We choose to see the light. We focus on solutions, not problems. Growth, not grudges. Vision, not setbacks.
We believe true progress happens in an environment that inspires and supports it — centered on collaboration, positivity, and empowerment where every individual has the opportunity to thrive.
At A and N, your business is yours to grow. Our role is to help you elevate it through strategic branding, the right tools, and a culture designed for long-term success.
PROVEN INDUSTRY LEADERSHIP
Neena Vlamis is the CEO and Owner of A and N Mortgage, where she has built a nationally recognized mortgage platform driven by performance, innovation, and results. She has consistently ranked among the Top 200 Loan Officers by Scotsman Guide and is a 13-time consecutive recipient of the Five Star Mortgage Professional award—reflecting her dedication to excellence and client success.
A TRACK RECORD OF GROWTH & EXCELLENCE
Since founding A and N Mortgage in 2002, Neena has led the company to become a highly respected lender with an A+ Better Business Bureau rating since inception. Over the past two decades, the company has earned a reputation for delivering solutions where other lenders fall short.
A TRUE COMPETITIVE ADVANTAGE
A and N Mortgage stands apart through its exclusive and diverse product portfolio. These offerings give Loan Officers a meaningful competitive edge, enabling them to close complex loans that traditional lenders often cannot. Licensed in 23 states, the company continues to expand strategically with a focus on benefiting both clients and team members.
A CULTURE BUILT FOR PERFORMANCE
Under Neena’s leadership, the company has cultivated a culture of accessibility, speed, and accountability. Leadership is hands-on and engaged—decisions are made efficiently, challenges are addressed directly, and support is always within reach.
COMMITMENT TO GROWTH & DEVELOPMENT
Neena is deeply committed to helping Loan Officers grow and scale their businesses. Through weekly coaching, monthly roundtables, and a collaborative environment, A and N Mortgage fosters continuous learning, innovative thinking, and strategic marketing opportunities—all supported by strong accountability.
EMPOWERING LOAN OFFICERS WITH SOLUTIONS
At its core, A and N Mortgage ensures its Loan Officers are equipped with a robust suite of loan products, allowing them to deliver real solutions and multiple options tailored to each client’s needs.
AN INVITATION TO HIGH-PERFORMING PROFESSIONALS
For Loan Officers seeking a true competitive edge, strong leadership support, and a platform built for growth, Neena and her team invite you to schedule a confidential conversation to explore what’s next for your business.
BUILT BY EXPERIENCE
My career started on the trading floor of the Chicago Mercantile Exchange in the 1990s—until technology permanently transformed that business.In 2000, with everything on the line, I walked into a mortgage company looking for an opportunity and was hired on the spot. I wasn’t just starting a new career—I was rebuilding from the ground up, and failure was not an option.Back then, the mortgage industry offered little support beyond a desk and a phone. I knew education would be my edge, so I made mastering every aspect of the business my top priority. The results came quickly. In my first year, I closed $40 million in volume and continued to grow year after year.
DRIVEN BY RESULTS
My approach was simple and relentless: disciplined database management, consistent communication with my sphere, absolute clarity around what I do for a living, exceptional client experience, and an unmatched work ethic. I was never satisfied with “good enough”—growth was always the goal.As a highly driven, Type-A Loan Officer, I also learned critical lessons about scale—when to do more myself and when to let go. Real growth isn’t about working harder forever; it’s about working smarter while never losing the human touch that differentiates great originators from average ones.Throughout my career at Perl Mortgage and Guaranteed Rate, I was consistently ranked among the Top 200 Loan Officers in the nation by Scotsman Guide—not by accident, but by design.
FOCUSED ON YOUR GROWTH
Today, as Chief Operating Officer, my mission is clear: to help Loan Officers build meaningful, scalable, and profitable businesses. I make myself accessible and accountable to our sales team. Through weekly coaching calls, monthly Coaching Roundtables, and hands-on involvement, I work directly with LOs to implement proven systems, assess performance, remove obstacles, and drive sustainable growth.If you’re a Loan Officer who refuses to plateau, values coaching, and wants leadership that understands production because they’ve lived it—this is where growth happens.
To create a culture where like-minded, honest good people can grow their personal brand and business, be part of a great support team, and make the homebuying process personable, transparent, and enjoyable.
To create a process that embraces new technologies for efficiency while keeping the human touch for our customers — always prioritizing their needs and goals above all else.
